Legally Speaking: August 2021
![Thomas Clement MRA General Counsel](https://www.retailers.com/wp-content/uploads/2019/12/blog-pic-clement_1219-300x200.jpg)
Avoiding premium increases in workers’ compensation insurance
By TOM CLEMENT, MRA VP of Operations & General Counsel
Workers’ compensation claims are an unfortunate reality for employers of all sizes.
USA-IT: Curbing illegal trade in Michigan
![](https://www.retailers.com/wp-content/uploads/2021/07/retailer_aug-sep21_illegal-trade-main-300x210.png)
By KRISTIN REIF, Director of External Affairs, Philip Morris International
Illegal trade is slippery
Illegal trade takes many nefarious forms and is perpetrated by a shadowy web of criminal and terror organizations.
Legally Speaking: Protecting consumers and maintaining your customer base
![Thomas Clement MRA General Counsel](https://www.retailers.com/wp-content/uploads/2019/12/blog-pic-clement_1219-300x200.jpg)
By TOM CLEMENT, MRA General Counsel
Spring is one of my favorite times of the year. The sun emerges, warm weather activities are on the horizon and the feeling of a fresh start generates a positive and optimistic attitude.