Payment Programs by Michigan Retailers Association

Affordable, simple credit card processing

Whether you’ve been in business for years or are just starting out, we have the merchant processing solution that’s just right for you.

We understand you want simplicity and you need to save money when it comes to credit card processing. MRA saves members an average of 33 percent on credit card processing fees. We service all major credit cards (Visa, MasterCard, Discover and American Express) and offer a variety of deposit options.

No Long-term Contracts
Personal Customer Service
Free Data Breach Protection
No PCI Compliance Fees*
Free Terminal Receipt Paper
No Chargeback Fees*
No Monthly Minimums
Tenured Account Reps

*Does not apply to Clover

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Countertop Terminals

Countertop, Wireless, and Android Terminals are a simple and cost-effective way to accept payments.

Mobile

Take payments on the go! Update inventory, access reports, send invoices, all from the road.

Virtual Terminals

Securely process credit card transactions on any internet collected device.

Explore options such as invoicing, utilizing website payment buttons, or in-person transactions, we offer an all-in-one solution. Dive into the Retailers Gateway, or contact us about one of our many other options.

POS Systems

Manage inventory, employees, promotions, and reporting with one robust solution.

Our POS systems feature e-invoicing, gift and loyalty, payment analytics, and more!

e-Commerce & Integrations

Integrate with countless e-commerce, software, and POS solutions to choose what works best with your business.

Hundreds of integrated solutions are available – Authorize.net, NMI, Cybersource, DataCap, FreedomPay, and more!

Surcharge & Dual Pricing

Surcharging members save an average of 75% on processing fees.

We offer a variety of surcharge and dual pricing solutions to benefit your bottom line.

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