Acme Quick Lube Center,
Acme
Allegan Transmission,
Allegan
Alpena Fire Equipment,
Alpena
Ann Arbor Financial Services,
Ann Arbor
Unity Church of Ann Arbor,
Ann Arbor
This & That Show Apparel,
Ashley
Doors Unlimited,
Battle Creek
Critter Control of San Antonio,
Belverde
Factory Direct,
Bloomfield Hills
Phoenix Car Washes LLC,
Chesterfield
Tamarack Inn,
Copper Harbor
Rob’s Shoe Repair,
Dearborn Heights
Fraser Dollar Store Inc.,
Detroit
Extreme Sport Palace,
Dexter
Urquharts Tree Farm,
Dexter
Rapid Cellular,
Dutton
Wild Bird Feeding Station,
East Tawas
The Lavender Basket,
Eaton Rapids
Wedge Printing,
Fort Gratiot
Nancy Deyoung Studio Inc.,
Grand Rapids
Liquid Cargo,
Grand Rapids
Permalife Inc.,
Grand Rapids
Pre-Fit Door Inc.,
Grand Rapids
Premier Hair Design,
Grand Rapids
Board It Up,
Grandville
Hamilton Quik Stop,
Hamilton
Hawkeye Computers,
Hamilton
Bede Vandyke Architect,
Holland
Champion Gymnastics USA,
Holland
Sales Heating & Cooling,
Holland
Shoemaker Inc.,
Holland
Signs Now-Holland,
Holland
Executive Baskets & Gifts,
Holly
Scott W Wemmer DDS,
Howard City
Hickory Dickory Dock,
Hubbard Lake
Daybreak Bookstore,
Hudsonville
Tim Marr Authorized Dealers,
Ithaca
Westveer Decorating,
Jenison
Zormot International,
Jenison
Mr. Pro,
Kalamazoo
American Disposal,
Kalkaska
Lakeview Family Chiropractors,
Lakeview
Babycakes Unique Boutique,
Lansing
Coach’s,
Lansing
Mac’s Bar,
Lansing
Ludington Truck Tops,
Ludington
Bear Paw Limited,
Luzerne
The Coffee Mill,
Marshall
South Park Welding Supplies Inc.,
Marysville
Merrill Parts Plus,
Merrill
Precision Devices Inc.,
Milan
Discount Auto Parts & Sales,
Mt. Pleasant
Preferred Dairy Services,
Mt. Pleasant
Dajo Products
Okemos
Modern Nails,
Okemos
Capricorn Moon,
Petoskey
McIntyre Health Care Services,
Port Huron
Torch River Marine LLC,
Rapids City
Arrow Pattern Inc.,
Roseville
Super Sidebar Inc.,
Saginaw
Saugatuck Antique Mall,
Saugatuck
Center Ice,
Sault Ste. Marie
Prism Wholesale Design,
Southfield
Bog Stomper Press, Sparta
Village of Sparta,
Sparta
Parker’s Marine,
Stanwood
Structured Cabling System,
Sterling Heights
Wilson D. Brott PLC,
Suttons Bay
Cottage Inn Pizza,
Traverse City
Yarn Quest,
Traverse City
General Nutrition #8735,
Waterford
Keesa & Company,
Waterford
West Branch Tank & Trailer,
West Branch
Mason’s, Williamston
Great Lakes Towing Inc.,
Wyoming
Cross Street Tanning,
Ypsilanti

Meet . . .

Ann Arbor Financial Services
1829 West Stadium Boulevard
Ann Arbor, MI 48346
C.E.O., Al Raymond

Al Raymond has been in business since 1966, but he has just begun taking payments via credit card through MRA’s bankcard processing.

Time in business: 37 years.

Time with MRA: 30 days.

MRA service used:
Bankcard processing.

Business description: Ann Arbor Financial Services (AAFS) is a sales and finance company that purchases retail credit contracts. When a consumer purchases an item that requires financing, AAFS coordinates the purchase of the liability from the retailer. The retailer gets the money right away, and the consumer makes payments to AAFS.

Target market: Retailers that offer in-store financing. AAFS has bought financing contracts from such businesses as Kirby Vacuums and the Craftomatic Bed Company.

Quote: “People deal so much in plastic now and no one uses cash, so I knew credit card processing would be a big customer benefit. As long as the American consumer’s needs continue to grow and change, I must be ready to grow my business to accommodate them.”